Stock market investment guide pdf

Expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture. Orderliness is associated with other qualities such as cleanliness and diligence - and the desire for order and symmetry, and is generally considered to be a desirable quality.

They have three sons and four grandchildren. Jack Cain still lives in Fayetteville. Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. If you continue browsing the site, you agree to the use of cookies on this website. See our User Agreement and Privacy Policy. See our Privacy Policy and User Agreement for details. As a service to my current readers and readers-to-be, I am pleased to offer you the worksheets from my money management books.

Your email address will not be published. Home for and the you quotes read about how with movie pdf what love book free life your. Since the dot. File Name: neatest little guide to stock market investing pdf. Stock Market For Beginners Some other options include real estate and stocks. Of the two, stock investing is one that most people very commonly prefer. Stock investing refers to investing your money in various companies that are being publicly traded on the stock market.

This is done by identifying companies with high growth potential, investing your money, and then waiting for the company to grow so that your investment grows with it. There are two ways to profit while investing in stocks: you can profit through dividends and capital appreciation. At the same time, the stock price appreciates over time as the company grows, which means that the value of your investment will grow with it, leading to a capital appreciation of your investment. Stock investing has already been explained above as the process of investing in a variety of companies in the stock market.

On the other hand, real estate investing refers to buying a piece of real estate and then renting it out to someone else. There are two sources of income in real estate investing, just like stock investing: you get rental income from the tenants. The value of your property might also increase with time, resulting in capital appreciation. Both real estate and stock investing have their own advantages and disadvantages, which have been discussed below.

One of the biggest advantages of stock investing is that it does not require huge amounts of capital. You can usually get started with a small amount and then gradually scale up. It is also easier for you to buy several different stocks to diversify your investments and reduce your potential downside.

Stocks are highly liquid, meaning it is straightforward to sell off your shares in the stock exchange for cash if you suddenly need cash in hand. However, stock investing has some disadvantages too. Stocks are often more volatile than real estate, which means that the value of your investment can fluctuate a lot very often. Just like stock investing, real estate has its own set of advantages and disadvantages that make it a popular option for investors. One of the biggest advantages is that it is a constant source of fixed passive income in the form of rent, which is an attractive supplement to your own primary income.

It offers the possibility of leverage, which means that you can buy a property for much more money than you currently have in hand by getting a mortgage. Real estate has several disadvantages. The biggest one is that real estate is a very illiquid investment, which means that you will not be able to sell it if you need cash urgently easily.

It also requires a lot more work than stock investing does, as there are maintenance costs to be paid for the property regularly, along with the hassle of finding a tenant for your property. There are significant transaction costs involved with the purchase and sale of real estate, unlike with stocks where you only have to pay a minimal fee or commission to buy and sell stocks.

These steps include deciding what type of investor you wish to be, finding a broker, setting the parameters of your investing behavior, and learning how to analyze stocks. Each of these steps has been discussed below. An active investor chooses their stock through research and fundamental analysis, finds out everything there is to know about the company and invests their money.

Once this is done, the investor then constantly monitors their investment to see if the company is continuing to prosper as well as they thought it would. If a change in the company shifts its fundamentals, they take out their money from the stock and invest it elsewhere. They are very hands-on investors, and becoming this type of investor requires a lot of research, technical knowledge , and time on your part.

The other kind of investor is a passive investor. They do not need to do their research, as they rely on experts doing it for them. Such investors invest in mutual funds, a portfolio of stocks that an expert manages in return for a fee. Some investors even choose to invest in index funds, a portfolio of stocks with something in common.

To get the actual number traded, add "00" to the end of the number listed. In other words, these are the maximum and the minimum prices that people have paid for the stock. Keep in mind, you are not guaranteed to get this price if you buy the stock the next day because the price is constantly changing even after the exchange is closed for the day.

The close is merely an indicator of past performance and except in extreme circumstances serves as a ballpark of what you should expect to pay. Column Net Change - This is the dollar value change in the stock price from the previous day's closing price. When you hear about a stock being "up for the day," it means the net change was positive. For example, if ABC Corporation is valued at P1,, and it has , shares outstanding, the price of each share is P A company has stuff and sells stuff.

The stuff it has are buildings, machineries, patents, money in the bank, etc. One of the primary benefits of investing in the stock market is the chance to grow your money. Over time, the stock market tends to rise in value, though the prices of individual stocks rise in value, though the prices of individual stocks rise and fall daily. Investments in stable companies that are able grow tend to make profits for investors. Stock ownership takes advantage of a growing economy.

As the economy grows, so do corporate earnings. That's because economic growth creates income. The fatter paycheck boosts consumer demand, which drives more revenues into companies' cash registers. It helps if you understand the phases of the business cycle. Historically, stocks have averaged an annual return of 10 percent. That's better than the average annual inflation rate of 3. It does mean you must have a longer time horizon.

That way, you can buy and hold even if the value temporarily drops. Compare stocks, inflation, and gold prices in Gold Price History. Easy to buy. The stock market makes it easy to buy shares of companies. You can purchase them through a broker, a financial planner, or online. Once you've set up an account, you can buy stocks in minutes. For more, see How to Invest in Stocks. You make money in two ways. Most investors intend to buy low and then sell high. They invest in fast-growing companies that appreciate in value.

That's attractive to both day traders and buy-and-hold investors. The first group hope to take advantage of short-term trends, while the latter expect to see the company's earnings and stock price grow over time. They both believe their stock-picking skills allow them to outperform the market.

Other investors prefer a regular stream of cash. They purchase stocks of companies that pay dividends. Those companies grow at a moderate rate. They are easy to sell. The stock market allows you to sell your stock at any time. That's important if you suddenly need your cash in a hurry.

Since prices are volatile, you run the risk of being forced to take a loss. If a company does poorly, investors will sell, sending the stock price plummeting. When you sell, you will lose your initial investment. If you can't afford to lose your initial investment, then you should buy bonds. You get an income tax break if you lose money on your stock loss. Unfortunately, you also have to pay taxes if you make money.

See Capital Gains Tax. Preferred stockholders and bondholders get paid first. It requires a lot of time. You've got to research each and every company to determine how profitable you think it will be before you buy stock.

You've got to learn how to read financial statements and annual reports, and follow your company's developments in the news. You've also got to monitor the stock market itself, as even the best company's price will fall in a market correction, a market crash or bear market.

It can be an emotional rollercoaster. Stock prices rise and fall every second. Individuals have the tendency to buy high, out of greed, and sell low, out of fear. You compete against professionals. Institutional investors and traders have more time and knowledge to invest. Find out how to gain an advantage as an individual investor. Thus, it is difficult to purchase stocks in the market without the help of any broker.

As what have been discussed in this document, there are several steps and requirements in applying for a broker. In this document, we applied in Col Financial Group, Inc. Also, it was suggested in an article online that the said broker is advisable for people who have small amount of funds, like the minimum requirement of Php 5, Looking back to the steps we had in applying to Col Financial, we had summarized it as follows: 1. Prepare the necessary requirements, such as the following: a.

A savings bank account, which accepts check deposits as required by Col Financial in our case, we opened a savings bank account in Banco De Oro BDO — Tagaytay Rotonda Branch and the steps are as follows: i.

Regarding what bank to open with, Col Financial said that as long as it accepts check deposits will do. Passport b. Philippine Postal ID d. Senior Citizen ID Card i. Barangay ID t. Particularly for Tagaytay- Rotonda Branch, we paid Php 2, Finally, you just have to wait for some working days until you get your ATM card may be delivered directly to your address or may be obtained through going to the bank. Now, you already have your savings bank account and the account number will be used in filling-up the forms required by Col Financial Group, Inc.

Next, fill-up the forms. Attached with the forms are your valid IDs for presentment and verification of your identity. You may send it directly to Col Financial Group, Inc. If you will do the same, they will give you the receptacle sticker with from and to sections. The date you will set should be counting days after your date of settlement for example, you are about to reply to their email on September 30, , you must have to put the date of interview as October 3 onwards.

Next, after the online interview, a message will be sent to your e-mail which gives you your account number for final processing. Finally, you may proceed with funding of your account which may be through online banking, over-the-counter and so on.

After working days, they will send another message which tells you your log-in information so you can now access your COL account anytime and purchase or sell stocks without any costs aside from the fees to be discussed in this document.

We were tasked to experience investing in stocks, as well as sharing those experiences and the knowledge we have earned through a seminar. We started with planning and setting goals.

We had countless meetings, we had assigned different committees. One for food, logistics, research, registration and the like. Because of these, everyone got to experience investing and had their own insights. No one knew among us that we can actually produce quite a money if we became tactful in investing, until we did the activity.

We never knew until then that, stock prices drops because of many reasons, such as company scandals and issues, interest rates fluctuating and the like. We absorbed so much about investing that all of us has considered doing it in the future — and we hope through the seminar we had done, the audience might feel the same.

Investing in stocks is one of the few things people can do to multiply their money while still learning. It is one of the best ways to prepare for the future. Investing in stocks is a hopeful way to face the present to prepare the future. In line with this, the section planned to have groups in charge with monitoring the stock performance within six weeks, until September 22, This stock report gives relevant information regarding the important matters that affect the stock investment per week.

Thus, this report, in particular, is for the First week of Monitoring — August 14, to August 18, Tuesday-Friday. Everyone has different insights and opinions about their own preferred stock investment. Therefore, it was hard for the class to come up with one or at least two companies where the money will be put at.

Having such confusion about which company to choose, the class came up with a solution of having a voting on the preferred stock investment. Researchers have chosen Filinvest Land Inc. The potential investors have three options. The first one will be Double Dragon alone. The second will be the combination of Jollibee Food Corp. Also, as of that day, the price of the stock of JFC has increased, therefore the investors loses its opportunity to invest in this stock.

As a result, only one investment was granted, which is with the FLI. In this report, the stock performance of FLI for the first week starting from August 14, to August 18, will be presented together with the stock table and graph showing the changes that took place for the entire week.

Likewise, it will include the conclusion and interpretation regarding the stock performance. And, its price earnings ratio was 8. Stock Performance — First Week of Monitoring As it was shown on the figure 4, starting August 14, , the price of the stock is increasing. However, there was a sudden decrease on its price on August 18, Although there were days wherein the price of the stock goes down especially on August 15 and 18, but still, the entire stock investment on the first week was favorable given that it does not incur any loss on the account equity value of the investors.

With a minimal fluctuation on the price of the stock along with such increase on the equity value of the investors, a decision of retaining the stocks was made by the group and the class as a whole. Furthermore, stock prices fluctuation would still be diverse but fluctuations would only be minimal. Olaes, Ericson O. Reyes, EJ Angella M. Tanlangit, Leizelle Joy G. In this report, the updates for the second week of stock performance monitoring will be presented wherein the stock table, the graph illustrating the changes in the trading price, and the interpretations and conclusions regarding the stock performance are included.

Figure 5. However, it shows that the stock price gradually increased on the second week which is from August 21 until August The total account equity value did not incur a loss since the account balance is still higher than its original value. However, the group did not opt to sell the stock of FLI because the stock price of other companies that the class would like to invest in is still high compared to the minimum price it can be paid for.

The group has decided to retain the stock investment in FLI, considering the possible change in the equity value if the stock would be sold to purchase shares of stock from another company. Members: Aventurado, Lei Ann U. Bornalo, April Jane A. Sangria, Jasmin M. Sumagui, Czerina Kathleen P.

Tibayan, Ma. Cristina I. As compared to our initial total account equity value of P4, The first week became exciting, enjoyable and fun. Since it was our first experience in handling stocks by ourselves only, or rather without any help of traditional or live brokers, we had fun and gained memorable experiences.

In the first week of stock performance monitoring, the stock reached 1. Thus, the total account equity value risen up to P4, The second week became more exciting, enjoyable and fun.

The stock market value consistently risen up. As compared to the first week, it has a. The stock performance during the second week of the monitoring activity can be described as constantly improving. Our total account equity value climbed up to P5, As of this week, the third week of stock performance monitoring activity, we already experienced the buy-and-sell transaction.

We sold our stock with FilInvest Land Inc. The discussion of the third week stock performance monitoring activity will be imparted through the remainder of this paper. Since the start, the section really want to purchase Double Dragon stock because of the suggestions of other people, may it be in the internet or websites or through the word-of-mouth.

Also, the section decided to purchase Double Dragon stock when its amount reaches the lowest value as of the month. Based on our observation in our FLI stock, when the price of the stock turns high, the value of our investment also turns high. However, due to its small fluctuation rate, it increases minimal amount. This is the reason why we are pursuing Double Dragon up until now. We want some change. We want our stock investment to become higher so we decided to invest in a risky type of stock investment.

Since, the stock investment in FilInvest Land, Inc. As of the week, FLI stock reached 1. Since Double Dragon, as compared to its previous prices, it became Figure 6. We have been notified that it has already been sold and the amount was transferred already to our COL Financial account, resulting to Php 5, Then, we immediately purchased Double Dragon DD stock. Our order was sent for execution. Immediately, our order was granted and we finally had the Double Dragon stock.

Our actual balance and buying power had decreased to Php The change in the stock price was 2. The change in the stock price was The change in the stock price was 0. The change in the stock price became Also, it was revealed that the price of the stock declined during the last day of monitoring. It is important to evaluate and assess the price-to-earnings ratio because it may lead to more investors.

If it is high, investors will expect higher earnings in the future and growth prospects are good. Therefore, they will tend to invest. On the other hand, when it is low, investors will think that the company will not able to provide good earnings.

Also, there had been minimal fluctuations in the stock prices and it is favorable on our part as investors. Stock prices change every day as a result of market forces.